PURCHASING YOUR HOME2018-11-08T21:37:54+00:00

Purchasing Your Home

Dream Key Mortgage will assist you in every step of the process and make a potentially stressful scenario as easy as possible.

Purchasing a cottage in Ontario? Get a better mortgage from Dream Key

Purchasing a home is one of the largest, most important financial transactions you will ever make in your lifetime. Whether you’re new to the market or buying your second or third property, acquiring the right mortgage product while understanding the details is very important. Dream Key Mortgage will help you understand that process and place you in the most favourable position possible to seamlessly attain your goals of homeownership.

Here are some steps that we will assist with and review in more detail once you begin working with our team:

1. Obtaining Your Mortgage Pre-approval

In today’s Real Estate Market, a mortgage pre-approval is essential as it provides a basic understanding of the mortgage amounts we can work with while demonstrating to a seller that you are a serious, willing and capable buyer.

2. Working with the Right Real Estate Agent

Once we review your application and establish the size of mortgage you can carry, we will refer you to a suitable Realtor from our network of trusted professionals, to cater your needs and match your personality. Being connected with the right realtor to guide you through the home buying process is a critically important decision and in a complex and fast-paced market, having the right representation matters. If you are not already working with a Real Estate Agent, Dream Key will refer you to a professional who can find you the best property within your requirements, while negotiating the best terms possible, all the while, keeping us updated so we can collaboratively help you reach our goals.

3. Selecting the Right Product for You

Once you have found the property you would like to purchase, and your offer has been submitted, Dream Key will complete your application with a suitable lender and recommend the right product relative to your circumstance and requirements. It is important to note that different mortgage terms come with various features and part of our job is to ensure you have the most suitable mortgage for your present and future needs while understanding the fine print.

4. Introduction to a Real Estate Lawyer

Once your mortgage is finalized, and all of the conditions in your agreement are fulfilled, we will connect you with a trusted Real Estate Lawyer who will protect your best interest and facilitate the transfer of home ownership. We will provide your lawyer with all the necessary paperwork and context for them to successfully get you to your closing date.

Dream Key Mortgage will assist you in every step of the process and make a potentially stressful scenario as easy as possible.

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Dream Key Mortgage

Toronto, Ontario

Phone: 647-748-9971

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What Our Clients Say

Five 5 Gold stars for best mortgage brokers toronto - dream key

“Stewart has been an essential part of my business for quite some time. Whether my clients need an approval in a difficult situation or looking to use equity for home renovations, these guys take care of it all! Myself being a realtor and an owner of a contracting company my clients are always in need of financial guidance. The Dream Key team not only finds the right solutions but they are extremely easy to work with while keeping me in the loop at all times. They even helped me with my own purchase!”

Anna K.  |  Owner, AK Solution

Five 5 Gold stars for best mortgage brokers toronto - dream key

“I recently had my mortgage arranged with Dream Key Mortgage. Mark Barykin was very helpful, professional and knowledgeable. Mark has taken care of all the paperwork and was able to secure a very good rate for me. It was nice to have it taken care of completely stress free and took a lot of pressure of me in this sometimes hectic transaction! I would recommend Dream Key Mortgage to anyone who needs their mortgage done quickly and painlessly! Thank you Mark!”

Tatiana R.  |  Recent Client

Five 5 Gold stars for best mortgage brokers toronto - dream key

“I want to thank Stewart from Dream Key Mortgage. I literally got the mortgage approved in less than 24 hours. He requested the required documents, submitted and that’s it got the mortgage approved at the best rate in town. I highly recommend all to get your mortgage done from him. Thank you Stewart once again. He is always there to help !! Which most agents don’t do. Good luck and all the best!!!”

Jayesh N.  |  Recent Client

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Prior to contacting a realtor and before looking for properties, the first thing you should do is to get a Mortgage Pre-Approval. Once you know your home buying price range, you can efficiently start your search.